Mortgages

Mortgage Lending

tnConnect is your complete mortgage lending solution. We’ll help you move into your new home or refinance your existing property faster and easier than other lenders. We offer fixed-rate first mortgages on primary residences of qualified members, and we have a comprehensive listing of rates and terms to meet every member’s needs. Mortgages are also available on manufactured housing or factory-built homes with permanent foundations.

Unimproved Property Loans

Qualified members can also borrow money to purchase or refinance a property that does not contain improvements or permanent structures. The property must have access to electricity, water, and sewage and be less than 20 acres.

Home Equity Loans

Equity Loans are an easy way to utilize your biggest assets to finance your dreams. Take advantage of your current home’s equity to make home improvements, finance an education, pay for a wedding, or consolidate your bills!

A Home Equity Loan is a fixed-end loan where you borrow a lump sum, repayable over a fixed term. Our Equity Loans give you the security of a locked-in rate and a consistent monthly payment on either 10 or 15-year terms with fixed, low rates.

Home Equity Line of Credit

A Home Equity Line of Credit (HELOC) is much like a credit card or any other type of open-ended credit. You can borrow money as needed, up to the available loan amount. You can draw on this loan for up to five years. The HELOC features a variable rate, so your monthly payments may change based on your outstanding balance and fluctuations in the Prime Lending Rate.